26 Tools and Apps to Help Manage Finances in 2026
Guardian Money (3 Jan 2026) highlights 26 tools and apps designed to assist with managing finances throughout 2026, covering areas such as cheaper shopping, tax, travel cash, and more.
The Scottish Widows Pension Mirror uses AI to estimate age-based pension savings and assess if retirement plans are on track. For example, typical savings estimates include £75,500 for a 47-year-old and £124,800 for a 57-year-old.
The HMRC app supports self-assessment and income detail management, with features like deadline reminders. The submission deadline for 2024-25 returns is 31 January.
MoneySavingExpert provides a Premium Bonds odds calculator that estimates potential winnings based on the latest draw. For instance, £5,000 invested could yield about £775 over five years.
The NS&I prize checker app allows users to check for unclaimed premium bond prizes amounting to approximately £111 million from 2,677,306 prizes, with no time limit to claim.
Travel Money Max helps users compare exchange rates across many currencies online to find better deals than those available in high street or airport outlets.
Credit Karma offers free credit score checks via TransUnion, with scores ranging from 0 to 1,250, and also highlights offers for credit cards and loans.
