Ripple Payments Signs AMINA Bank as First European Bank Client for Near-Real-Time Cross-Border Transfers
Ripple Payments has signed its first European bank client, AMINA Bank, a Switzerland-based and FINMA-regulated digital asset bank. This partnership enables near-real-time cross-border transfers specifically tailored for crypto-native clients.
AMINA Bank will utilize Ripple’s payments infrastructure to bridge traditional banking rails with blockchain-based settlement for cross-border flows involving fiat and stablecoins, including Ripple’s RLUSD. Previously, AMINA became the first bank globally to support RLUSD, and this deal extends their services to custody, trading, and on-chain transaction execution.
Ripple Payments is an end-to-end platform facilitating messaging, liquidity sourcing, and settlement across both fiat and blockchain rails. It enables direct value movement with settlements often completed in minutes. Licensed in multiple jurisdictions, Ripple allows banks to integrate blockchain settlement within regulatory frameworks. Ripple reports that its payments network now covers over 90% of the global foreign exchange market by volume and processes more than $95 billion in transactions.
This partnership marks a notable shift towards regulated banks incorporating crypto payments as an integrated core service rather than treating them as a separate business line. The deal aligns with broader regulatory clarity in Europe, encouraging banks to transition from experimental blockchain projects to production-grade use cases.
